Insured Perils & UK Property Restoration
Insured Perils Restoration
Recognising an insurance claim for property damage can be a traumatic experience, Cornerstone have implemented a multi-disciplinary approach to uphold peace of mind with tailored restorations minimising the impact. Where any structures require removal to aid the drying process, these will be limited to where the damage exists and, serves to expedite the applicable process
In addition, our mindset is to embrace knowledge of the everyday use of the affected areas and implement focussed discreet procedures where possible to reduce interruptions.
Insured Perils Services
Fire & Smoke Restoration
Our professional teams carry out the necessary inspections to fully understand the extent of the fire or smoke damage and put together an immediate and timely plan.
Flood & Water Restoration
Our highly skilled technicians use advanced drying techniques that will restore the water damaged areas and will also serve to reduce the risk of secondary damage such as mould.
Specialist Drying
Cornerstone has deployed state of the art drying equipment designed to minimise destruction of building materials and the everyday use of affected locations.
Specialist Content Restoration
Using advanced techniques to restore items to their pre-damage condition, we offer expert cleaning and restoration services for damaged or contaminated contents.
Moisture Assessments
Moisture assessments provide a thorough evaluation of a property’s moisture levels, identifying any potential sources of water damage or mould growth.
Accidental Damage Restoration
Cornerstone provides prompt and professional restoration services for properties damaged by accidents, such as floods, fires, and structural damage.
Talk To A Specialist About Our Insured Perils Restorations
Why Choose Cornerstone As Your Insured Perils Partner?
If contents are damaged, we have the expertise to assess each item in a professional manner with fact-based outcomes aligned to resultant decisions concerning their repair or disposal. We utilise the latest technologies for fire cleaning and drying buildings to uphold a UK-wide competent solution offering. We have no desire to invade a property with equipment that can aid the restoration process and, adopt a demonstrable open policy aligned to the support provided to policyholders to manage their immediate concerns.
As your insured perils restoration partner, we help a range of clients and sectors including housing associations, loss adjusters, private landlords and more so you can be sure we have the knowledge and experience to help overcome a variety of restoration issues.
Insured Perils FAQs
What are “insured perils” in Property Restoration?
Insured perils refer to types of damage covered under an insurance policy, such as fire, flood, water ingress, storm, and accidental damage.
In the context of property restoration, insured perils restoration means assessing, repairing or reinstating damage caused by those perils in compliance with insurance requirements.
Which Perils Does Cornerstone Cover Under Its Insured Perils Service?
At Cornerstone, we manage damage from key perils including fire & smoke damage, flood & water damage, damp & mould removal, accidental damage, and specialist content restoration. We also provide mitigation and drying services to prevent secondary damage, such as mould.
How Does the Insured Perils Restoration Process Work?
Our process typically involves an independent survey and damage assessment, content evaluation (repair vs replace), mitigation, reinstatement works (repairs, structural restoration), and reporting and claim support.
Learn more on our help and advice page.
Help & AdviceHow Do You Decide Whether to Repair or Replace Damaged Contents?
We conduct a fact‑based, independent assessment of each item. If the cost of repair is less than replacement and functionality can be restored safely, we opt to repair. Otherwise, replacement is recommended and always aligned with insurer expectations.
How Long Does Insured Perils Restoration Typically Take?
The timeline depends on severity, type of damage, access, and complexity. Small water damage jobs may take days, but large-scale fire or flood restorations could span weeks to months.
We aim for minimal disruption with fast turnaround wherever possible.
Do You Operate Across the UK for Insured Perils Services?
Yes! We deliver insured perils restoration, repair, and claim support services across the UK, working with loss adjusters, insurers, landlords, housing associations, and local authorities.
Get in touch with us today for leading insured perils services!
Will Insured Perils Restoration Address Secondary Issues Like Mould or Damp?
Absolutely. A key part of our service is remediation and repairs for post‑damage effects such as mould, condensation, or structural degradation. These secondary issues are often the real long-term cost drivers and must be addressed in tandem.
Do you have a question about our insured perils restoration services?
Speak to a member of our team today!
Insured Perils UK Specialists
Insured Perils UK Specialists
Head Office
Cornerstone Management Services Ltd
24 Picton House, Hussar Court
Westside View
Waterlooville
Hants
PO7 7SQ
Midlands Office
Call Us
02392 009 270Email Us
enquiries@cornerstone-ltd.co.uk
£37,000 Cost Saving for Insurance Company
Scenario: Decorations and furnishings were reported water damaged as a result of ‘secondary flooding’ from the recent flooding. Neighbours advised that water damage to the property was a result of floodwater ingress during the event, even though the property did not sugar any specific ingress. Moisture damage was evident on the ground and first floors.
Multi-Disciplined Approach to Damp Problem
Scenario: A 1970’s detached property has suffered from a damp problem to a localised area of the structure over a number of years. Prior to the appointment of Cornerstone, extensive investigations and been undertaken by a variety of professionals without resolution. Reason for contact: To identify the source of the moisture affecting the structure.
Some Of Our Clients.
We work across a range of industries from Insurance Companies to Housing Associations, and Private Landlords to Local Councils.
