Accidental Property Damage Restoration

Professional Accidental Damage Repair Company

If you’re a loss adjuster dealing with an accidental damage claim against an insurance policy, homeowner or tenant looking for an effective restorative solution for spills, drills or something else accidental, our accidental damage restoration experts can help repair and remediate affected items. Not all home insurance policies cover accidental property damage, so it’s important you understand whether you have it or not before proceeding.

Accidents are a reality, be it within the comfort of your home or on your business premises! From wine spills and carpet burns, to sink or bath overflows, not to mention scratches and watermarks on your wooden furniture – opting for restoration typically comes at a fraction of the cost compared to full replacements. Working with insurance companies and loss adjusters up and down the country, our insured perils team are on hand.

Accidental Property Damage Services

There’s no size fits all approach when it comes to the restoration of accidental damage claims, as each scenario and damage can be different in each property depending on the severity. If the restoration of insured perils such as wine spills, carpet stains and ripped leather is not approached correctly, it can cause further expenses longer-term.

As well as being an eye-sore, smells and odours from stains can linger as well as the potential for mould growth and bacterial infestation if not restored effectively.

Bringing Cornerstone on board to undertake accidental property damage rest0ration solutions, will result in a detailed technical report on the problem itself including a thorough and detailed remediation solution. Utilising over 30 years of experience alongside specialist equipment and techniques, Cornerstone are the go-to accidental damage service in the UK.

How Can We Help?

Are you looking for a trusted accidental property damage service?

Do you need your carpets and upholstery restored?

Has your property recently suffered from accidental damage?

Are you seeking a long-term solution to your damaged item?

If you answer


to any of these, call us now for a no obligation quotation

Our Accidental Damage Restoration Services

Cornerstone are enhancing change within the property damage management industry by developing restorative know-how and a Best Practice consistent approach to accidental damage restoration.

Adopting a myriad of advanced equipment and technical know-how to achieve a credible way to get rid of stains and scratches our multi-disciplined approach enables us to perform the duties of a professional service supplier providing competent solutions for an array of industry sectors from: Insurance Companies, Loss Adjusters, Private Landlords, Homeowners, Warranty Providers and Surveyors to Housing Associations and Local Authorities.

  • Comprehensive accidental damage restoration package
  • Carpet and upholstery cleaning
  • Emergency response team
  • Spot stain removal on soft-furnishings
  • Wooden floor sanding and polishing
  • Specialist knowledge and equipment

Did You Know?

Accidental damage cover isn’t normally included as standard in home insurance policies, however you might get it with buildings insurance, contents insurance, or you may have it with a combined policy.

Accidental Damage Cover – FAQs

Accidental damage cover within insurance policies can be quite complex, so it’s best to do your research first. The following FAQs are just the tip of the iceberg when it comes to understanding accidental in properties, however it will give you a basic outline on how to approach things such as carpet stains, burst pipes and other insured perils.

What is accidental damage?

Accidental damage refers to the abrupt and unforeseen harm caused to your property or belongings by an external force. For example, a spilled drink resulting in a carpet stain or accidentally drilling through a pipe.

Accidental damage coverage is occasionally part of home insurance, but it’s commonly offered as an optional add-on. You have the option to obtain accidental damage coverage for both your possessions and the structure of your building, however, having one type of coverage doesn’t automatically mean you’re protected for the other.

What does accidental damage insurance typically cover?

Accidental damage insurance typically covers unforeseen and sudden harm to your insured property or belongings caused by accidental external forces. Some common scenarios and items that may be covered include:

  • Accidental spills that cause damage to carpets, furniture, electronics, or other items
  • Accidentally broken items such as glass, mirrors, or fragile objects
  • Unintentional damage to appliances, such as a dropped washing machine or damaged kitchen equipment
  • Accidentally drilling through a pipe or other plumbing mishaps
  • Damage to fixtures, fittings, and built-in features in your property due to accidents.

It’s important to carefully review your specific insurance policy to understand the exact coverage limits, exclusions, and terms related to accidental damage. Different insurance policies may have variations in coverage, so it’s essential to know what is and isn’t included in your particular plan.

What is not covered by accidental damage?

Accidental damage insurance typically comes with certain exclusions that specify what is not covered by the policy. While these exclusions can vary based on the specific insurance provider and policy, some common items that are often not covered by accidental damage insurance include:

  • Damage that is intentional or maliciously caused by the policyholder or any other individuals
  • Damage resulting from normal wear and tear over time
  • If the policyholder fails to properly maintain or care for their property, resulting in damage
  • Certain high-value items, rare collectibles, or specific types of property

It’s essential to carefully review the terms, conditions, and exclusions outlined in your specific accidental damage insurance policy to fully understand what is and isn’t covered. If you have any doubts or questions, it’s a good idea to discuss them with your insurance provider.

Speak to an accidental damage expert

Trusted Property Damage Service

Using SMART knowledge, industry-leading experts and state-of-the-art technology, we can help with the restoration of your property relating back to accidental damage. Whether you work in public sectors such as insurance, or are a private landlord, Cornerstone can help restore accidental damaged items within properties up and down the UK.

Submit an enquiry form with our damage specialists

If you need further information on accidental damage restoration, get in touch with our experts today.

Submit an enquiry form with our damage specialists

If you need further information on accidental damage restoration, get in touch with our experts today.

Head Office

Cornerstone Management Services Ltd
21A Picton House, Hussar Court,
Westside View, Waterlooville,
Hampshire, PO7 7SQ

Midlands Office

5 Ash Court, Engine Lane
Moorgreen Industrial Park
Newthorpe, Nottingham
NG16 3RP

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